Fee calculator

What is your wealth manager really costing you?

Headline fees are rarely the whole story. Enter your portfolio and charges below to see your true all-in cost — and what it compounds to over time.

Your details

Total assets under management, across all accounts with your manager.
The headline annual percentage your manager quotes. UK range: typically 0.5%–1.25%.
Ongoing charges (OCF) of the funds held. Active funds: often 0.6%–1.0%. If unsure, 0.6% is a reasonable estimate for a traditional managed portfolio.
Custody/platform fees plus dealing and FX costs. If unsure, 0.2%–0.4% is typical.
Before any fees. Illustrative only — actual returns will vary and may be negative.
For context only — e.g. a self-managed passive portfolio might cost ~0.25%–0.45% all-in; a competitively priced discretionary manager might be ~1% or less.

Your true cost

All-in annual cost1.90%
That's every year, in pounds£19,000
Vs comparison cost, per year£15,500
Projected difference in your wealth after 20 years£—
At comparison costAt your current all-in cost

Want these numbers checked against your actual statements?

Estimates are a starting point — your real all-in cost is in your annual costs & charges disclosure. We help you review your existing arrangements and present the findings in plain English, so you can make your own informed decision. Free, with no obligation.

Book a free call

Assumptions & important information: This calculator is a simplified illustration for information and education only — it is not financial advice, a recommendation, or a projection of actual returns. It assumes a constant gross return compounded annually with fees deducted annually, no contributions or withdrawals, and no tax. Actual fees, returns and outcomes will differ; investments can fall as well as rise and you may get back less than you invest. Comparison figures are generic market context, not a recommendation of any product, service or course of action. Y Invest is not authorised or regulated by the FCA. Read our guide to UK wealth management fees for how to find your actual charges.

Book a free call